Wishing you financial freedom this Independence Day

Wishing you financial freedom this Independence Day
Financial independence is a reality

By now your holiday is in full swing.  Deliciously seasoned meat smoke is wafting up to the barbecue heavens.  Tables everywhere are spread with fresh fruit, pasta salad, spaghetti, corn and baked beans.  The kids are running around like insane trained assassins using water as a lethal weapon.  Cans and bottles are being cracked open and shared between loved ones we haven’t seen in years, as well as the ones we see every morning.

fourth-of-july-food-picBut after the last firecracker has popped and the last sparkler has gone out, maybe take a minute to think about what independence and freedom really mean to you and your family.  Do you really feel “free,” or is debt and financial stress getting in the way of enjoying a more peaceful lifestyle?  I don’t want to give you indigestion but I DO want for you (and me) to have a better quality of life.  And not just for one day but for the long term.

I often write about money and my efforts to learn household financial management.  I’m a strong advocate of the possibility of living a life free of “bad debt.”  I’m not there yet myself, but I do know it CAN exist for me and for YOU.  I have actually experienced it in my life and it was even more wonderful than I expected.  So, I’m ever-mindful of finding ways to get from where I am to where I want to be.  Allow me to share some of those ways with you.

Check out Joshua Becker’s article “8 Countercultural Decisions to Find Financial Freedom.”  Some of these suggestions are controversial, I admit.  Tips #4 and #5 might make some people mad enough to take the hyperlink to this article and break it over their knees like a wooden plank. I understand.  Even to simply read a suggestion like #4 on today of all days might seem like sacrilege.  I imbibe myself when I’m among friends and I fully identify with everyone’s right to do so as a welcome part of life.

Keep what's valuable, discard what's not

Keep what’s valuable, discard what’s not

He does warn that these tips are both “bold” and “countercultural,”  though, so we have been warned.  But don’t forget about all the other tips in this article you might consider.  Even if I don’t apply all eight, I can already see where at least four would have a significant impact on my own personal economy.  I love #1, #2, #6, #7.  I’m willing to give them a try.  I won’t throw the baby out with the bath water.

Tip #3 and #8 don’t currently apply to me because I’m a single person managing my own finances but I would definitely like to put these into practice when I’m in a position to share finances with a mate.  These tips sound great.  Maybe they might be useful in your home today.  Whatever you decide (to apply one of these, all eight of these or to just figuratively toss these ideas in the trash heap),  I hope you always remember that most of us  have more control over our financial health than we give ourselves credit for.  We always have the power to make things better.

Here’s to wishing for you and your family to have all of what you need, much of what you want and the wisdom to tell the difference between the two.

Happy Financial Independence!

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