I just got off the phone with the good folks at abe.illinois.gov after spending 50 minutes on hold to be told that the wait time for processing applications is currently 85 days. This means that the application that I submitted on December 9, 2013 has not even been looked at, much less approved, and I am still in health insurance limbo. Apparently, the Illinois Department of Human Services was not prepared for the number of applications. Well, duh!
Our health insurance coverage story is very complicated and I will save you the boring details. So, long story, short: we lost our employer health insurance over a year ago and purchased a “Limited Benefit Plan” which is not really even insurance. But, if one of us gets hit by a bus, at least we would receive the “discounted insurance rate” which is something. Now, I’m having to decide whether or not to cancel the “not really health insurance” which is surprisingly expensive, assuming we will be approved for Medicaid. But, we won’t know until mid-March. Oy!
A single payer system or a national health service would be so much simpler. Every other “civilized” country in the world has one. So, the question is why are American politicians, the people elected to represent their constituents, so scared of a national health service? And no, implementing a national health service will NOT turn our nation into a socialist country which is their default argument. What’s wrong with socialism, anyway? But we will leave that for another post. So, instead, we have this mess called Obamacare where each state implements its own coverage. The glitchy website ended up costing over $1 billion. That money could have been put to much better use. I know Mr. Obama’s hands were tied and he knew a single payer system would never pass Congress, so he came up with something that would and it has been a fiasco.
I lived in the UK for 8 1/2 years where its citizens never receive a bill. It’s not perfect and over the years it has developed into a 2 tier system. You can pay extra to “jump the queue” for procedures and for elective surgeries. It’s better than what we have here!