How to make an injury compensation claim if you had an accident

How to make an injury compensation claim if you had an accident

Being injured after an accident can have severe physical and psychological consequences. Compensation claims can help you cover the expenses of damages done to your vehicle and your health. The whole process can be draining, especially if it involves more than two parties, and you might not win if you’re not providing all the evidence or following the legal steps. Therefore, here are some important details about making an injury claim if you’ve suffered any damages.

Identify the type of the accident

Your compensation claim will depend on the type of accident you’ve had. It’s important to identify how it happened and gather all the information before calling a personal injury advisor and the  insurance provider. Therefore, here are some common examples of accidents:

  • Road traffic accidents. You can get compensation if you’ve been injured as a driver, passenger or pedestrian. The eligible vehicles are cars, buses, bicycles, and motorcycles.
  • Work accidents. These involve your employer and insurance company because, in the UK, business owners are legally responsible for the safety of their employees.
  • Accidents in public spaces. They can occur when the public pavement causes an injury, you got bit by a dog or if an item from the supermarket fell on you.
  • Slips, trips, falls.

Gather proof

The next thing you need to do is gather any information possible to continue filing for a compensation claim. That means:

  • Taking photographs, videos and any other physical proof you can find.
  • Keeping all medical records, including calls, lab results and prescriptions.
  • Identifying any witnesses that were present at the moment of the injury and recording their observation as soon as possible. After that, ask for their contact information to get in touch whenever it’s needed for your claim.

If the accident occurred in a public space and security cameras were around, you could request the footage. Anyone has the right to ask for it; all you need to do is identify the shops or stores around and ask managers for the footage that you’ll get within 30 calendar days of making the request. Or, if you’re not sure you’ll be successful in obtaining the footage, your solicitor can do it for you.

Every piece of information will help you have a successful case. Before that, you need to be eligible for compensation, meaning that the injury you’ve suffered occurred because of outer factors and was caused by someone’s negligence.

Look for personal injury solicitors

After you have the information needed, you can get in touch with the advisors from accidentclaimsadvice.org.uk and start the claiming process. These professional solicitors will assist you if you’ve suffered any form of personal injury and are looking for compensation. You can benefit from a free consultation on the phone to address your worries and questions, and they will provide legal advice and eventually help you overcome this challenge. Other benefits of having an advisor are:

  • Professionalism through the whole claiming process
  • Negotiation skills that are needed when demanding the right compensation
  • Legal coverage, because it’s difficult to win your claim if you’re against a stronger opponent

If you’re wondering how much is the compensation, you should know that it depends on the severity of your injury. The solicitors can provide a compensation calculator to get an idea of how much you deserve to get. You can estimate the amount of money you can get according to the damaged body part and the injury state. For example, for a moderate ankle injury that occurred when you slipped in a public place you can get up to £13,740. Of course, the amount of the compensation depends from one case to another; therefore, you need to call an advisor and see exactly what are your chances of winning the case.

The components of a personal injury claim

Injury claims have two fundamental components: the duty of care and its breach. The first one refers to the idea that someone has been careless and that behaviour led to a situation that caused you an injury. The second one means that the duty of care has been broken. For example, your employer’s duty of care was to provide a safe environment for work, protection gear, and training to avoid injuries. If they didn’t do any of this, they breached their duty. Therefore, they owe you compensation.

No Win No Fee claim

Suppose you’ve never worked with a compensation claim advisor. In that case, you should know that most of them offer a No Win No Fee service to help everyone get legal representation, regardless of the claiming situation. This contract between you and your solicitor guarantees that you’ll pay your advisor only if your case is successful and you’re getting your compensation. Otherwise, in case of losing, you won’t have to pay any fees.

The percentage you’ll be paying your solicitor if the case is won is called the “success fee”, and it’s decided before starting the actual process of claiming. There are many benefits to this service, for example:

  • It protects your personal interests
  • It helps you avoid a stressful process so you can focus on your well-being
  • You can make a claim being supported by professionals who are only interested in winning the case

Insurance policies

If you’ve suffered an accident and your vehicle has been damaged, you need to check your insurance policy to see if they include any legal expenses category. Different insurances cover specific situations, so you need to check if you can do something to cut some expenses before the compensation process succeeds. If you’re not insured, you have the option of an “after-the-event” service.

Final thoughts

In order to get a compensation claim, you need to prove that you’ve been injured and it was someone else’s fault. Gather and keep all possible evidence and contact a professional advisor to guide you in the process of making a claim. Meanwhile, focus on your physical and psychological health and make sure you’re properly taking care of yourself.

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