After suffering a severe accident, everyone has a ton of questions. When can you come back to work? How long does recovery last? What will your treatment look like? What should you do next? Will the one responsible for your accident pay? Should you hire a personal injury lawyer?
The last question is the most important because you need to figure out if you can receive compensation for your injuries. The answer is most often yes. It would help if you worked with a professional injury lawyer to advocate and fight for what you deserve because of the suffering someone has caused you. The sooner you hire an expert personal injury attorney, the more effectively they can resolve your case.
If you still have doubts about the subject, this article should help you understand why working with a personal injury lawyer is worth it.
How badly injured did the accident leave you?
Perhaps you experience a work accident due to unsafe work conditions. Or maybe you slipped and fell in a supermarket. Or you were the victim of an auto accident. Ordinary accidents like these often happen, even if you wish never to be involved in one. Frequently, people are equipped to handle them on their own because they don’t sustain significant injuries.
However, in some instances, any of the above situations can cause concussions, broken bones, or result in severe damages to internal organs. If you suffered a serious injury in the accident, you should reach a personal injury lawyer as soon as possible. Severe injuries can leave you with substantial medical bills, reduced income, and prolonged medical treatments.
Whenever you experience severe injuries in an accident, such as amputation, spinal cord injury, traumatic brain injury, working with Daytona Beach injury lawyers is invaluable in getting compensation and getting a better understanding of the claims process. After reviewing your case, the lawyer can also estimate how much compensation you can obtain. Complex health issues can involve large damage awards from the insurance company, and it may refuse to pay them until an experienced personal injury lawyer pursues the case. They have the knowledge and skills to protect your interests through all claims process stages.
Who caused the accident?
A personal injury claim requires proving that the other party involved in the accident is at fault. If you think this is the case or other outside factors triggered the accident, you should work with a lawyer to collect evidence and pursue the claim. In some instances, multiple parties share liability. If you don’t know if this is the case with your accident, you can consult a lawyer who can identify all the parties involved and tell if you should seek compensation.
For example, if you’re the victim of a medical negligence case, you can file a claim against the medical facility where the malpractice happened or the doctor who committed negligence. Also, in an auto accident involving a company car like a truck, you can pursue compensation from the company or driver.
Did you contact the liable party or insurance company?
Many accident victims don’t consult a personal injury lawyer until they get in touch with the insurance provider. Still, you shouldn’t wait until you speak with the insurer or liable party. Contact a personal injury lawyer immediately after the accident (after you care for your health because it’s a priority to get medical assistance first) and they can handle the communications with the liable party and insurer. Insurance providers aren’t in a hurry to pay compensation, so they usually use negotiations to shrink the amount of payment you get.
However, if you already contacted the insurance company, and the initial conversation made you aware that you should contact your lawyer about your claim, you shouldn’t hesitate to call them.
Here are some instances when it’s advisable to hire a personal injury lawyer.
The insurer denies your claim
When the insurer denies your claim, you feel devastated because you don’t know how you’ll be able to cover your medical bills. Not only do you have to navigate your injuries and treatment, but you also have to worry about losing your job. If the insurer denies your claim, a personal injury lawyer can contest the decision and achieve a satisfactory resolution. The insurer can deny your claim for several reasons. For example, they may think that the party they represent did not cause the accident. Sometimes insurance providers claim you triggered the accident or establish that another party is liable for the occurrence.
Your personal lawyer can investigate the accident to determine who is liable. They look for the video footage, interview witnesses, and consult expert witnesses to help the authorities decide who caused the accident. They also investigate if additional parties contributed to the accident so you can pursue the claim against all liable parties. Personal injury lawyers have plenty of experience in the field, so they know how to access the information you struggle to access.
The insurer delays responding to your claim
Some time has passed since you filed the claim, and you received no response from the insurance company that covers the one at fault for the accident. You have no idea if you should wait any longer or take the matter to court. Or maybe you accepted the settlement from the insurer, but the payment never arrived in your bank account. Insurance providers use different tactics to delay payment on personal injury claims and don’t turn the money over until they have to. Working with a personal injury lawyer can help you receive a prompt response from the insurance company. Often, only the fact that your lawyer contacts the company makes them understand how serious you are about getting compensation.
The insurer issued a low settlement offer
Insurance companies don’t consider your needs when they offer compensation. They try to minimize the amount they pay as much as possible. If you accept the offer, there are plenty of chances the compensation will not cover your hospital bills and other expenses associated with your injuries. Before accepting a settlement offer, contact your personal injury lawyer, and they’ll help you calculate how much compensation you should get.
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