Living Money Smart

Money Smart Guy - Matt Sapaula

Don't let the suit and tie fool  and tie fool you, I am bred, born and raised in this great city of Chicago on rice, eggs and SPAM!  My close friends, family and co-workers know that I'm a clown at heart, an EXTREMELY LOUD Chicago Bears football fanatic and I love practical jokes.

As a single father of three beautiful kids, I thank God that I carry no "baby-mama-drama" in my life.  Yes, I had a little ride on the wild side as a youngster. I didn't know, what I didn't know.  You can hear more details about that as I sprinkle those learning moments while you listen to our show and read my blog!

Just to give you heads up, I'm not perfect and have made a lot of dumb mistakes in my life. When it comes to money, I blew through ten years
of military paychecks (approx. $200k+) on who knows what. I left my years of serving on active duty in debt and practically homeless, living
out of my '97 Nissan Maxima (which later got repo'd). I mean, have you looked back on the last five to ten years of your salary and asked
yourself, "What do I have to show for it?"

I then committed my focus, attention and understanding how the money game works. At the same time, I launched my business of helping educate
people on what financial planning is all about. In the words of one of my mentors, "My mess became my message!"

I learned that in order to win the money game, it involved more than just making more income and earning a higher rate of return.  I had to make some significant lifestyle changes!

It involved these three elements in which I will be blogging about:

  1. Personal Development - it is possible to not know what you don't know.  Ignorance is NOT bliss
  2. Ongoing Education - upon graduation, that's when the TRUE learning begins!
  3. Master Mind Networking - you are the product of who you surround yourself with, the books (and blogs!) you read and the conferences you attend.  Life changing moments happen OUTSIDE your existing environment

For over a decade, I have helped people one-on-one, with their personal finances and challenges they face. As their financial "coach", I have experienced alongside middle-income families the economic pain, grief and anguish when they make mistakes with money. I came to a realization and telling myself, "Sure, it's smart to learn from your mistakes...but wiser to learn from the collective mistakes of others!"

People need to know that they are not alone.

This is where the Money Smart movement was born. People felt confusion and isolation about money issues. We wanted them to know that there are no dumb money questions...they CAN get "Money Smart" answers! We found that people do not want the same cookie-cutter suggestions. They want
creative, personalized solutions from someone who can understand them and have walked in their shoes.

If you really want to know about how to win the money game, find additional ways to make money, gain new ideas to launch your own home-based business or offer a service that you are passionate about...then you have found a community and a blog that wants to grow with you!

Have an idea, comment, suggestion or financial situation you'd like to discuss?  Email me directly here:


Drop us a voicemail @ 708.686.2000 x8