6 Tips for Younger Folks on Saving More for Retirement

6 Tips for Younger Folks on Saving More for Retirement
If you don’t think that starting to save for retirement at an early age is important, consider the following example: If you save $5,000 per year in a Roth IRA beginning at age 20 and assuming a 7% rate of return, you’re going to have slightly over $1.5 million at age 65. If you put... Read more »

How to Save Money When Buying School Supplies

How to Save Money When Buying School Supplies
The Chicago Board of Education recently moved the start date for school to August 26th, which means that back-to-school expenses are going to be on your doorstep before you know it. According to the National Retail Federation, Americans families spend approximately $700 on school supplies for their children. The economy is recovering, but we’re by... Read more »

Importance of Having a Money Talk With Your Partner

Importance of Having a Money Talk With Your Partner
Relationships run on love, trust, and, unfortunately, money. That’s why the dreaded money talk is a necessary step in any partnership. As much as we wish it wasn’t so important, money is essential to sustaining your livelihood, and a relationship is a two-person money management team. It’s never an easy subject to broach, and on... Read more »
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5 Ways to Save on Fourth of July Celebrations

5 Ways to Save on Fourth of July Celebrations
Summer is now officially in full swing and before you know it, the Fourth of July is going to be here. With all the other expenses that tend to crop up this time of year, like summer vacations, sleep away camp for the kids, and looming back-to-school costs, it’s important to keep your finances in... Read more »

6 Ways to Save on Your Next Car Purchase

6 Ways to Save on Your Next Car Purchase
The auto sales industry has enjoyed double-digit increases in sales since 2010; however, many expert predict that this trend will tail off in 2013. What this means for you is that if you’re considering buying a new car, you may have a little luck on your side. If sales are slumping, dealerships may be more... Read more »

5 Things to Be Aware of When Using Deal of the Day Websites

5 Things to Be Aware of When Using Deal of the Day Websites
With daily deal websites, such as Groupon and LivingSocial, it seems like everyone has a global mall at their fingertips. You can score great deals on discounted products and services ranging from dinners out and massages all the way to sky diving. But before you toss cash at every deal you see, beware the pitfalls. If you’re not careful,... Read more »
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5 Ways to Reduce the Need for Student Loans

5 Ways to Reduce the Need for Student Loans
Attending college for at a public institution now averages upwards of $21,000 per year – and private schools often cost twice as much. However, instead of getting frustrated or scrapping your plans for college, realize that there is some hope to afford an education. If you do the right research and organize your efforts, you can... Read more »

5 Ways to Start Saving for Your Summer Vacation Now

5 Ways to Start Saving for Your Summer Vacation Now
Now that we’re in the middle of winter, probably the last thing on your mind is a summer vacation. In fact, you may simply be wondering how you’re going to pay for the credit cards bills you racked up over the holidays. But once you get that taken care of, start thinking about financing your... Read more »

Do Your Personal Finances Need a Sequester?

Do Your Personal Finances Need a Sequester?
The most recent hard-fought fiscal battle in Washington resulted in a sequestration, in which a series of across-the-board spending cuts are intended to reduce our national budget. While the government is a complex economic machine, a lot of us could probably benefit from its lead in our personal finances. If you’re knee-deep in student loan... Read more »
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5 Ways to Have a Frugal & Enjoyable Spring Break With Your Children

5 Ways to Have a Frugal & Enjoyable Spring Break With Your Children
Spring break falls right between Christmas and summer vacation - two of the bigger spending seasons of the year. Just when you think you’re out of the woods and can start putting away some money, you find yourself booking hotel rooms and airline tickets. If your checkbook took a beating this past winter, the time to... Read more »