Category: Personal Finance

Retiring Overseas - More to Just Stretching Your Dollar

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Many  Americans are considering retiring outside the United States. The Social Security Administration has reported that the number of retired Americans receiving benefits overseas has soared 32% since 2002. After all, even with a weak economy, the American dollar can stretch much further in a foreign land coupled with an extravagant lifestyle that can cost... Read more »

Life Insurance: Also An Alternative for Your Safe Money

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Do you realize that a possible safe haven for your serious money, may be found in the life insurance industry?  Have your heard people saying, “I know I need to save and invest…but I just don’t want to LOSE anything!” In this video, shot at the studios of Chicago’s WIND 560 AM, I review the... Read more »

3 Things I Taught Marines About Money Over the 9/11 Weekend

3 Things I Taught Marines About Money Over the 9/11 Weekend
Like many of us, I recall exactly where I was at and what I was doing when the events of 9/11 hit America.  Since then, I’ve always wanted find a way to give back to the military especially during this time where it marks our generation with change, self-responsibility and renewed patriotism. This year, friends... Read more »
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A Growing Financial Crisis to Families Especially in Hard Times

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Do you want to know what can financially handicap families for generations?  No, it’s not planning for retirement or your kid’s college education.  It planning for what happens, Lord forbid, if you are no longer alive to see your family grow. September marks Life Insurance Awareness Month led and coordinated by the non-profit organization, LIFE... Read more »

Personal Finance: Getting Your Mind Right

Personal Finance: Getting Your Mind Right
As I was watching this year’s NFL draft and seeing the dreams of today’s top college athletes to play professional football come true, I couldn’t help put notice the extreme dedication and commitment these young men have applied to their lives since their preteen years. More often than not, watching the stories of top prospects... Read more »

Own Your Financial Situation Before It's Too Late

Own Your Financial Situation Before It's Too Late
Tired of the ups and downs of the economy impacting your savings, home equity, job security…and emotions? Over the past several years, we have been educating consumers on how to effectively manage one of the greatest assets they own…their home equity.  During the real estate boom, it was hard to get anyone’s attention. Nevertheless, the... Read more »
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How to Get a Mortgage in a Tough Economy with So-So Credit

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Lending standards for mortgages are tougher than ever, after the mortgage meltdown that led to the current mess the housing market is in. The Federal Financial Institutions Examinations Council said roughly 1 in 4 mortgage applicants was denied in 2010.  However, the US Department of Housing and Urban Development says there is money to lend.... Read more »

Mistakes of Celebs and Athletes Going Broke: Lessons We Can Apply

Mistakes of Celebs and Athletes Going Broke: Lessons We Can Apply
Do you feel sorry for celebrities and athletes who get the fame, spotlight and money thrown at them…and eventually go broke?  Well, boo-hoo. During the Kyles Files segment on last night’s WGN TV 5pm news, Kyra Kyles unveils some celebs that you never thought would be in deep financial distress.  Namely, R. Kelly, Nicholas Cage... Read more »

Personal Savings: My Kid's College or My Retirement?

Personal Savings: My Kid's College or My Retirement?
In their middle class home, Marcus and Krisha enjoy dinner with their kids at the kitchen table, laughing about all the events of the day. Staring at them is a stack of unopened and unpaid bills they have to tackle after the couple’s finished washing the dishes and putting the kids to bed. When they’ve... Read more »
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What's Your Financial Backup Plan?

Saturday, May 21st came and went.  Sorry Mr. Camping, but we’re still here – another reprieve for the world, a disappointment for a small few.  So what happens now?  It has to be acknowledged that the human psyche will unfailingly attach emotions to an event or their goals with no thought for a Plan B.... Read more »