Category: Personal Finance

3 Things I Taught My Teenage Son When He Got His First Paycheck

Smile representing a sense of value, accomplishment and pride...keep it up champ!
Do you remember those days of your first job?  No bills, no stress and all the things you look forward to buying without having to ask mom and dad for money? Empowering, eh? Oh joy. (BTW, as I was writing this onboard a Metra train with my twins, they told me to indent my paragraphs. ... Read more »

#1 Investment You Can Make In Any Season

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What is one of the most profound things you can do before you decide to invest your hard earned money and precious time in anything?  There are no shortcuts to success.  There is no fast path to getting what you want without regret and heartache along the way. The biggest thing you can do is... Read more »

Don't Run Your Personal Finances Like the Government

Are you looking for a great model to follow when planning your personal finances and household budget?  Well, don’t follow your favorite uncle and cousin.  The US Government AND “cousin” Illinois are terrible at leading the way with how their own financial affairs are managed. While sitting in St. Maarten this past week uploading photos,... Read more »
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How to Make Sure You are Financially Healthy

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After all the holiday festivities going on, especially all the EATING during this season, I was joking with friends about keeping a healthy balance with diet and exercise so they don’t have “get back in shape” topping another list New Year’s resolutions. Then someone had to ask a question about being “Money Smart” in their... Read more »

How a Debt Crisis Affects Your Retirement

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Have you wondered how the government’s poor stewardship of our taxes may affect your future income and financial stability in retirement?  What about the European debt crisis affecting us here in the United States? As if times today weren’t hard enough, this issue affects both young, old and everyone in between.  All need to be... Read more »

Matt Sapaula Experiences Zumba After Financial Segment

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At a recent TV appearance providing tips to viewers of WGN’s Morning News, I happened to catch the next segment that had much more fun! Please don’t judge my Zumba moves yet, but the music playing in the background caught my attention and I just HAD to participate!. I was reminded that in the pursuit... Read more »
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Protect Your Paycheck

One of the first things I learned as a newby in financial planning is  addressing risk.  Throughout our lives, we have grandiose plans of starting a business, investing to create a large portfolio, buying a home or simply (or not!)  getting married and starting a family. For example, in season one of MSN Money’s personal... Read more »

Establishing Your Financial Priorities - The Invested Life Season 2 Episode 4

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After a big loss in the Tech Bubble making Tom shy away from the stock market, I felt it best to introduce Tom to Gregory White, an Adjunct Professor at the Kellogg School of Management at Northwestern University. While Gregory takes notes, he helps Tom understand the concern he has for his family’s welfare in... Read more »

Getting the Most From Your Financial Coach

Do you cherish the typical experience when visiting a doctor?  You sit in a waiting room long past your appointment time.  A nurse eventually takes your vital signs as you explain the reasons for your visit. In your best words, you explain your discomfort. Your doctor comes in, briefed by the nurse and their assessment. ... Read more »
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Life Insurance: Is Term Insurance a Financial Necessity?

How do you know what life insurance does and how important it is?  During this month of September and Life Insurance Awareness Month, I’ve called upon financial professionals (financial advisors and life insurance agents) in the Chicagoland area whom I’ve come to know through networking and conducting financial literacy events to discuss life insurance planning.... Read more »