Posts in category "Mortgage Planning"

Own Your Financial Situation Before It's Too Late

Own Your Financial Situation Before It's Too Late
Tired of the ups and downs of the economy impacting your savings, home equity, job security…and emotions? Over the past several years, we have been educating consumers on how to effectively manage one of the greatest assets they own…their home equity.  During the real estate boom, it was hard to get anyone’s attention. Nevertheless, the... Read more »

How to Get a Mortgage in a Tough Economy with So-So Credit

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Lending standards for mortgages are tougher than ever, after the mortgage meltdown that led to the current mess the housing market is in. The Federal Financial Institutions Examinations Council said roughly 1 in 4 mortgage applicants was denied in 2010.  However, the US Department of Housing and Urban Development says there is money to lend.... Read more »

Personal Savings: My Kid's College or My Retirement?

Personal Savings: My Kid's College or My Retirement?
In their middle class home, Marcus and Krisha enjoy dinner with their kids at the kitchen table, laughing about all the events of the day. Staring at them is a stack of unopened and unpaid bills they have to tackle after the couple’s finished washing the dishes and putting the kids to bed. When they’ve... Read more »
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Mortgage Refinancing: In Rahm Emanuel We Need Not Entrust [VLOG]

Mortgage Refinancing: In Rahm Emanuel We Need Not Entrust [VLOG]
Ok, ok…congrats Rahm Emanuel for winning the Chicago mayoral election!  Nothing personal, but the economy of my own home and strategy to financial independence does not rely upon whether you raise taxes or facilitate making Chicago the greatest business city in America (although I think it already is). I sat down with friends of mine... Read more »

How Improving Personal Credit Helps a Homeowner's Retirement Plan

How Improving Personal Credit Helps a Homeowner's Retirement Plan
You hear about the “lowest mortgage interest rates since 1939″ in the media, billboards and newspapers.  If you own a home, refinancing your can free up monthly cash flow to pay off consumer debt or save towards your kid’s college and retirement plan.  Why should the bank be the beneficiary of not being able to... Read more »