Posts tagged "Hard Times"

Uninsured, Unemployed & Obamacare: The Conclusion

My journey with the Affordable Care Act—or Obamacare—has been an exhausting one. Yet as most of you know, it wasn’t easy.  Let’s review: After submitting an application on Healthcare.gov, I was told that the information wasn’t transferred to the state level and had to start all over again. I only found out that I had... Read more »

Unemployment Ends Today: I'm Tired of Congress Playing With My Life

I am one of the estimated 1.3 million Americans that will lose their unemployment today. To be truthful, I’m over it. I’m over my case of chronic joblessness. I’m over interviewing.  I’m over explaining what I do to well meaning friends.  I’m over the rejection.  I’m over being blown off by friends of friends who... Read more »

A Crafty Christmas---Unemployment Edition

Christmas 2010 found me desperately broke but with a hot glue gun and an overabundance of ornaments.  After modifying an Eddie Ross tutorial, this is an example of the ornament wreaths that I now create.
Yes, I’m still unemployed. Yes, Congress did not see fit to extend unemployment benefits prior to their holiday break. Yes, that means Christmas is just a little more stressful than usual.  Because who doesn’t like worrying about how to pay utilities during winter in Chicago? What’s a woman to do? Get an industrial strength glue... Read more »
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Unemployment Stories: Why I Don't Go To Food Pantries

Yesterday, a friend and I were discussing the proposed cuts to the SNAP program passed by the House of Representatives a few days ago. During our conversation she commented that a new food pantry had opened in Uptown and attracted a sizable crowd on its first day.  She later went on to say that in... Read more »

In Defense of Alderman James Cappleman: He's Right About The Salvation Army Mobile Trucks

Have you ever come home to a dice game on your doorstep? Or someone passed out in front of your door wallowing in there own bodily waste? How about witnessing a young teenage girl performing oral sex on a man old enough to be her grandfather by your building’s dumpster? I have. Those three incidents... Read more »

Foreclosure Stories: My Home Is Worth $20,000

The south and west sides are ground zero for mortgage fraud in Chicago.  Wave after wave of foreclosures and vacant or half finished buildings have decimated property values. If you have the available money, you could take about $100,000 and literally buy a city block in certain neighborhoods. That’s how much the property values have... Read more »
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Foreclosure Stories: My Mortgage Gets Sold

Just because I wasn’t paying my mortgage didn’t mean that I didn’t have contact with my mortgage servicer. They called dutifully—in some cases up to four or five times a day—to get me to pay my past due balance. I was truthful with them. Since they couldn’t make a reduction in my payments, there was... Read more »

Foreclosure Stories: Getting Lucky

Do not think that the answer to any mortgage problem you may have is to simply to stop paying. You entered into a legal contract. It is enforceable and you could very well find your ass out on the street if you choose to do what I did. It’s a dangerous game that I don’t... Read more »

Foreclosure Stories: I Stopped Paying My Mortgage

January 2012 was the last time I paid my mortgage in full. Like many unemployed or underemployed Americans, I had some tough decisions to make regarding my finances.  If I paid the mortgage, how was I going to eat?  How was I going to keep the utilities on?  How was the phone bill going to... Read more »
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When It Comes To Massacres, Death Never Takes A Holiday

It has taken me two weeks to write this post. When I started seeing the faces of the Sandy Hook school massacre, I felt the darkness descending.  The carnage sent me into a downward spiral. Death during the holiday season always makes me sad.  Deaths of children and educators even more so. I won’t pretend... Read more »