Posts tagged "Condo Living"

Gardening 2015: From Seeds To Seedlings & Starting to Prep The Beds

East facing view of main garden including the newly dug potato beds.
Fun fact:  Prepping the beds means picking up the dog poo left over by lazy owners who let their dogs run free in the garden.     If you liked this post, “like” I Hate My Developer on Facebook Type your email address in the box and click the “create subscription” button. My list is... Read more »

Gardening 2015: Starting The Seeds

The snow is barely off of the ground, but I’m trying my hand at starting vegetables from seed. Inside, of course. Yesterday I took the seeds I’ve been holding since January and made my first attempt at growing vegetables the old fashioned way.   Well, the old fashioned way with a twist. I’m using  a terrarium... Read more »

Another Condo Unit Is About To Go Rental

Here we go again. Yesterday  I found out that my downstairs neighbors have received an offer for their condo unit and will be moving out this Saturday. I very much understand their reasons for moving—ease of commute, being closer to their children’s daycare and the wife’s job—I get it.  My cause for concern is when... Read more »
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New Years Bedroom Makeover Challenge

My second bedroom is an absolute shit show. I mean look at that room.  Clearly it needs to be cleaned and organized. Because this will be my New Years/Spring 2014 main home improvement project, I’ll document the journey my extra space will take from shit show to functional. Stay tuned for the transformation. What will... Read more »

Now I Know Why Moms Drink And Swear

Raising children can be hard work and endless self sacrifice. Which is exactly why I don’t do it. Nonetheless, understand two things about me:  The first is that I know what you parents are doing is hard work—I truly (somewhat) get it.  The second is that despite my understanding of how challenging it is to... Read more »

Foreclosure Stories: The End

My mortgage nightmare was coming to an end. After being deeply underwater as property values in Woodlawn continued to decline, I had made an offer to purchase my condo for $20,000 and found a friend to finance the deal. Despite the fact that things were falling into place, I was still up against a big... Read more »
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Foreclosure Stories: The $20,000 Loan

I had a potential deal on the table to purchase my condo for $20,000. The only problem was that I didn’t have that kind of money.  Actually let me rephrase that, I didn’t have any money. I’m still “in-between jobs” and what assets I had were depleted long ago. In case you didn’t know, banks... Read more »

Foreclosure Stories: My Home Is Worth $20,000

The south and west sides are ground zero for mortgage fraud in Chicago.  Wave after wave of foreclosures and vacant or half finished buildings have decimated property values. If you have the available money, you could take about $100,000 and literally buy a city block in certain neighborhoods. That’s how much the property values have... Read more »

Foreclosure Stories: My Mortgage Gets Sold

Just because I wasn’t paying my mortgage didn’t mean that I didn’t have contact with my mortgage servicer. They called dutifully—in some cases up to four or five times a day—to get me to pay my past due balance. I was truthful with them. Since they couldn’t make a reduction in my payments, there was... Read more »
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Foreclosure Stories: Getting Lucky

Do not think that the answer to any mortgage problem you may have is to simply to stop paying. You entered into a legal contract. It is enforceable and you could very well find your ass out on the street if you choose to do what I did. It’s a dangerous game that I don’t... Read more »