The complexity of Obamacare and the confusion created by its bungled rollout has created vast opportunities for conmen.
The Federal Trade Commission, Consumer Reports and news reports are warning Americans of the various scams; I’ve consolidated them here:
- Beware of unsolicited pitches. The government isn’t sending out unsolicited emails, nor is it calling or knocking on doors. Don’t respond to the emails, hang up the phone and slam shut the door.
- If someone already signed you up before the Obamacare rollout on Oct. 1, you might have been scammed.
- Don’t get pushed into making a snap decision. You have until April to make sign up.
- Everyone’s a “navigator.” It’s the in-word with Obamacare. The real “navigators” are supposed to guide you to a decision that suits you, not push you there.
- There’s only one official federal site for signing up: healthcare.gov. Or go to your state’s site. In Illinois it is GetCoveredIllinois.gov
- In fact, it might be a good idea—at least for your mental health—to stay away from the government site for at least a month, until Obamacare gets its act together. The stress from dealing with the mess won’t be good for your mental health.
- Beware of anti-Obamacare pundits misrepresenting what Consumer Reports, reports Consumer Reports.
- Getting unsolicited calls or think you’ve been had? Contact the Federal Trade Commission, online or at the toll-free number 1-877-382-4357 (1-877-FTC-HELP).