ObamaCare Exchanges: Just Because You Are Eligible For a Subsidy Doesn't Mean You Will Qualify for One


From National Policy Analysis:


The ObamaCare exchanges are supposed to subsidize the health insurance of everyone earning between 138 percent ($15,856 for an individual) and 400 percent ($45,960) of the federal poverty level (FPL) in a state that has expanded Medicaid and 100 percent ($11,490) and 400 percent FPL in a state than has not expanded Medicaid. However, an examination of the 15 exchanges that have released age-specific data on their insurance prices shows that many in those income ranges will not receive a subsidy.

Because of the way the subsidies are calculated, younger people will be less likely to receive an exchange subsidy. Most single people without children aged 18-34 will not receive a subsidy if their income exceeds 300 percent FPL ($34,470). However, most people age 51-64 will receive a subsidy up to 400 percent FPL.


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