Love in the Time of Foreclosure

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From the archives: "F is for Foreclosure"

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Stephanie Walker

Stephanie Walker is a blogger/playwright who grew up in the suburbs of Chicago.

This post was originally published at the Blogspot site on May 23, 2009

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F is for a lot of things...

Like French Fries, for example. And Family, Fiscal responsibility, Fate, Flourish, Fear, Fritatta, Fold, Fumble, Flophouse, Friends, Feedback, Fun, Flashdance, Forecast, Forestall, Furniture, Fishbowl, Failure, Finance, Fire, Freedom and...

Foreclosure.

In today's mail, we received 7 more NOTICES OF TRUSTEE'S SALE.

Seven. Enough to form an F.

As though the 12 total notices we've received via mail so far weren't enough, there was another posted on our garage door today for all the world to see.

 
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We discovered it as we were leaving to see a movie-- an attempt to carve out a little bit of fun in this long weekend. We stepped out onto the driveway and there it was. In plain view. BAM! The thing that we've been trying desperately to avoid for months.

I tore it down immediately out of embarrassment. Hoping none of our neighbors would see. It wasn't until later in the day after having some time to cool down that I taped it back up for purposes of this photo.

How I felt? Like a big loser. Like a failure. And afraid.

Seeing that notice up there on our garage made it impossible to escape this reality. The last nine months have slowly been leading to this, I suppose. I just want to hide from it all. But... I can't. Because we're determined to see this through. To sell the house before the bank auctions it off. They may have set a date, but it doesn't mean this is over. The short sale is so close to being approved. Our Realtor keeps telling us not to worry. This week will determine everything. We should be in escrow by the end of the week and this auction date will go away. We just need to stay calm until then.

Regarding the Notice of Trustee's Sale on the garage door, my mom said, "It's just words on a piece of paper." And she's right. Words on a piece of paper. Letters that make up words. That spell foreclosure.

It's all a little too real right now.

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The 'F' word we're yearning for: Freedom


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2 Comments

tshell said:

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I didn't know that Illinois was a deed of trust state... What happened? did you perform a short sale or did the property get sold at trustee sale?

Stephanie Walker said:

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The house we owned and sold in a short sale was in Los Angeles. (I'm originally from Illinois.)

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