In a SI.com report, 3 percent of all NFL players named Jay Cutler as one of the 10 most overrated players in the league. Brian Urlacher has made this list (I think) a couple times, but we know that is a complete fallacy because the Bears defense is a completely different unit with him on the field.
The same case can be made with Cutler. This season's Bears would be a completely different team without Cutler. We all saw what happened with Todd Collins at the helm. A valid argument can be made with Kyle Orton.
Ultimately, quarterbacks are judged by their stats and their winning percentage. Cutler, throughout his career, has had gaudy stats but only has a career 28-31 record and is 11-11 with the Bears. Orton, on the other hand, has average numbers at best (up until this season) but has a overall 32-22 record and 11-10 with the Broncos.
While Cutler might have been voted as one of the most overrated players, Orton might be one of the under-appreciated players in the league. Regardless, I would much rather have Cutler here than Orton. The only way for Cutler to shake the label as an overrated player is to win.